Common Sense: High Taxes Are Not a Prime Reason for Relocation, Studies Say

Pool photo by Mikhail Klimentyev

Gerard Depardieu with Vladimir Putin in January. Russia granted Mr. Depardieu a passport after his spat with France over taxes.

Last month, Vladimir V. Putin hugged his newly minted fellow Russian citizen, the actor Gerard Depardieu, posing for cameras at the Black Sea port of Sochi. “I adore your country,” Mr. Depardieu gushed — especially its 13 percent flat tax on personal income.

Sochi may not be St. Tropez, but it does have winter temperatures in the 60s and even palm trees. Mr. Putin’s deputy prime minister confidently predicted a “mass migration of wealthy Europeans to Russia.”

Here in the United States, the three-time Masters champion Phil Mickelson recently walked off the 18th hole at Humana Challenge and said he might move from California because the state increased its top income tax rate to 13.3 percent from 10.3 percent.

“Hey Phil,” Gov. Rick Perry of Texas wrote in a Twitter message, “Texas is home to liberty and low taxes ... we would love to have you as well!!” Tiger Woods later said that he had left California for Florida for just that reason years ago. Mr. Mickelson can “vote with his Gulfstream,” a Wall Street Journal editorial noted, and warned California to “expect a continued migration.”

It’s an article of faith among low-tax advocates that income tax increases aimed at the rich simply drive them away. As Stuart Varney put it on Fox News: “Look at what happened in Britain. They raised the top tax rate to 50 percent, and two-thirds of the millionaires disappeared in the next tax year. Same things are happening in France. People are leaving where the top tax rate is 75 percent. Same thing happened in Maryland a few years ago. New millionaire’s tax, the millionaires disappeared. You’ve got exactly the same thing in California.”

That, at least, is what low-tax advocates want us to think, and on its face, it seems to make sense. But it’s not the case. It turns out that a large majority of people move for far more compelling reasons, like jobs, the cost of housing, family ties or a warmer climate. At least three recent academic studies have demonstrated that the number of people who move for tax reasons is negligible, even among the wealthy.

Cristobal Young, an assistant professor of sociology at Stanford, studied the effects of recent tax increases in New Jersey and California.

“It’s very clear that, over all, modest changes in top tax rates do not affect millionaire migration,” he told me this week. “Neither tax increases nor tax cuts on the rich have affected their migration rates.”

The notion of tax flight “is almost entirely bogus — it’s a myth,” said Jon Shure, director of state fiscal studies at the Center on Budget and Policy Priorities, a nonprofit research group in Washington. “The anecdotal coverage makes it seem like people are leaving in droves because of high taxes. They’re not. There are a lot of low-tax states, and you don’t see millionaires flocking there.”

Despite the allure of low taxes, Mr. Depardieu hasn’t been seen in Russia since picking up his passport and seems to be hedging his bets by maintaining a residence in Belgium. Meanwhile, Russian billionaires are snapping up trophy properties in high-tax London, New York and Beverly Hills, Calif.

“I don’t hear about many billionaires moving to Moscow,” said Robert Tannenwald, a lecturer in economic policy at Brandeis University and former Federal Reserve economist. Along with Nicholas Johnson, he and Mr. Shure are co-authors of “Tax Flight Is a Myth,” a 2011 research paper.

Of course, some people do move for tax reasons, especially wealthy retirees, athletes and other celebrities without strong ties to high-tax locations, like jobs and families. In renouncing his French citizenship, Mr. Depardieu follows other French celebrities, the chef Alain Ducasse, the singer Johnny Hallyday and Yannick Noah, a former tennis star. Several Paris hedge fund managers have decamped to London and the fashion mogul Bernard Arnault applied for Belgian citizenship, though not, he has said, for tax reasons.

Stars like Mr. Depardieu and Mr. Mickelson certainly have incentives to move. Mr. Depardieu complained that he paid 85 percent of his income in taxes in France last year and has paid 145 million euros over 45 years. France has a top rate of 41 percent as well as a wealth tax, and the Socialist president, François Hollande, is trying to impose a temporary surcharge of 75 percent on incomes over 1 million euros. Mr. Mickelson earned more than $60 million last year, Sports Illustrated estimates, which means the three-percentage-point California tax increase could add up to an additional $1.8 million in tax.

This article has been revised to reflect the following correction:

Correction: February 15, 2013

An earlier version of this column misstated Mr. Depardieu’s citizenship. He has applied for residency in Belgium; he is not a citizen of that nation. The earlier version also misidentified the golf tournament at which the golfer Phil Mickelson said he might move from California to escape its taxes. It was the Humana Challenge, not Pebble Beach.

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Livestrong Tattoos as Reminder of Personal Connections, Not Tarnished Brand

As Jax Mariash went under the tattoo needle to have “Livestrong” emblazoned on her wrist in bold black letters, she did not think about Lance Armstrong or doping allegations, but rather the 10 people affected by cancer she wanted to commemorate in ink. It was Jan. 22, 2010, exactly a year since the disease had taken the life of her stepfather. After years of wearing yellow Livestrong wristbands, she wanted something permanent.

A lifelong runner, Mariash got the tattoo to mark her 10-10-10 goal to run the Chicago Marathon on Oct. 10, 2010, and fund-raising efforts for Livestrong. Less than three years later, antidoping officials laid out their case against Armstrong — a lengthy account of his practice of doping and bullying. He did not contest the charges and was barred for life from competing in Olympic sports.

“It’s heartbreaking,” Mariash, of Wilson, Wyo., said of the antidoping officials’ report, released in October, and Armstrong’s subsequent confession to Oprah Winfrey. “When I look at the tattoo now, I just think of living strong, and it’s more connected to the cancer fight and optimal health than Lance.”

Mariash is among those dealing with the fallout from Armstrong’s descent. She is not alone in having Livestrong permanently emblazoned on her skin.

Now the tattoos are a complicated, internationally recognized symbol of both an epic crusade against cancer and a cyclist who stood defiant in the face of accusations for years but ultimately admitted to lying.

The Internet abounds with epidermal reminders of the power of the Armstrong and Livestrong brands: the iconic yellow bracelet permanently wrapped around a wrist; block letters stretching along a rib cage; a heart on a foot bearing the word Livestrong; a mural on a back depicting Armstrong with the years of his now-stripped seven Tour de France victories and the phrase “ride with pride.”

While history has provided numerous examples of ill-fated tattoos to commemorate lovers, sports teams, gang membership and bands that break up, the Livestrong image is a complex one, said Michael Atkinson, a sociologist at the University of Toronto who has studied tattoos.

“People often regret the pop culture tattoos, the mass commodified tattoos,” said Atkinson, who has a Guns N’ Roses tattoo as a marker of his younger days. “A lot of people can’t divorce the movement from Lance Armstrong, and the Livestrong movement is a social movement. It’s very real and visceral and embodied in narrative survivorship. But we’re still not at a place where we look at a tattoo on the body and say that it’s a meaningful thing to someone.”

Geoff Livingston, a 40-year-old marketing professional in Washington, D.C., said that since Armstrong’s confession to Winfrey, he has received taunts on Twitter and inquiries at the gym regarding the yellow Livestrong armband tattoo that curls around his right bicep.

“People see it and go, ‘Wow,’ ” he said, “But I’m not going to get rid of it, and I’m not going to stop wearing short sleeves because of it. It’s about my family, not Lance Armstrong.”

Livingston got the tattoo in 2010 to commemorate his brother-in-law, who was told he had cancer and embarked on a fund-raising campaign for the charity. If he could raise $5,000, he agreed to get a tattoo. Within four days, the goal was exceeded, and Livingston went to a tattoo parlor to get his seventh tattoo.

“It’s actually grown in emotional significance for me,” Livingston said of the tattoo. “It brought me closer to my sister. It was a big statement of support.”

For Eddie Bonds, co-owner of Rabbit Bicycle in Hill City, S.D., getting a Livestrong tattoo was also a reflection of the growth of the sport of cycling. His wife, Joey, operates a tattoo parlor in front of their store, and in 2006 she designed a yellow Livestrong band that wraps around his right calf, topped off with a series of small cyclists.

“He kept breaking the Livestrong bands,” Joey Bonds said. “So it made more sense to tattoo it on him.”

“It’s about the cancer, not Lance,” Eddie Bonds said.

That was also the case for Jeremy Nienhouse, a 37-year old in Denver, Colo., who used a Livestrong tattoo to commemorate his own triumph over testicular cancer.

Given the diagnosis in 2004, Nienhouse had three rounds of chemotherapy, which ended on March 15, 2005, the date he had tattooed on his left arm the day after his five-year anniversary of being cancer free in 2010. It reads: “3-15-05” and “LIVESTRONG” on the image of a yellow band.

Nienhouse said he had heard about Livestrong and Armstrong’s own battle with the cancer around the time he learned he had cancer, which alerted him to the fact that even though he was young and healthy, he, too, could have cancer.

“On a personal level,” Nienhouse said, “he sounds like kind of a jerk. But if he hadn’t been in the public eye, I don’t know if I would have been diagnosed when I had been.”

Nienhouse said he had no plans to have the tattoo removed.

As for Mariash, she said she read every page of the antidoping officials’ report. She soon donated her Livestrong shirts, shorts and running gear. She watched Armstrong’s confession to Winfrey and wondered if his apology was an effort to reduce his ban from the sport or a genuine appeal to those who showed their support to him and now wear a visible sign of it.

“People called me ‘Miss Livestrong,’ ” Mariash said. “It was part of my identity.”

She also said she did not plan to have her tattoo removed.

“I wanted to show it’s forever,” she said. “Cancer isn’t something that just goes away from people. I wanted to show this is permanent and keep people remembering the fight.”

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Livestrong Tattoos as Reminder of Personal Connections, Not Tarnished Brand

As Jax Mariash went under the tattoo needle to have “Livestrong” emblazoned on her wrist in bold black letters, she did not think about Lance Armstrong or doping allegations, but rather the 10 people affected by cancer she wanted to commemorate in ink. It was Jan. 22, 2010, exactly a year since the disease had taken the life of her stepfather. After years of wearing yellow Livestrong wristbands, she wanted something permanent.

A lifelong runner, Mariash got the tattoo to mark her 10-10-10 goal to run the Chicago Marathon on Oct. 10, 2010, and fund-raising efforts for Livestrong. Less than three years later, antidoping officials laid out their case against Armstrong — a lengthy account of his practice of doping and bullying. He did not contest the charges and was barred for life from competing in Olympic sports.

“It’s heartbreaking,” Mariash, of Wilson, Wyo., said of the antidoping officials’ report, released in October, and Armstrong’s subsequent confession to Oprah Winfrey. “When I look at the tattoo now, I just think of living strong, and it’s more connected to the cancer fight and optimal health than Lance.”

Mariash is among those dealing with the fallout from Armstrong’s descent. She is not alone in having Livestrong permanently emblazoned on her skin.

Now the tattoos are a complicated, internationally recognized symbol of both an epic crusade against cancer and a cyclist who stood defiant in the face of accusations for years but ultimately admitted to lying.

The Internet abounds with epidermal reminders of the power of the Armstrong and Livestrong brands: the iconic yellow bracelet permanently wrapped around a wrist; block letters stretching along a rib cage; a heart on a foot bearing the word Livestrong; a mural on a back depicting Armstrong with the years of his now-stripped seven Tour de France victories and the phrase “ride with pride.”

While history has provided numerous examples of ill-fated tattoos to commemorate lovers, sports teams, gang membership and bands that break up, the Livestrong image is a complex one, said Michael Atkinson, a sociologist at the University of Toronto who has studied tattoos.

“People often regret the pop culture tattoos, the mass commodified tattoos,” said Atkinson, who has a Guns N’ Roses tattoo as a marker of his younger days. “A lot of people can’t divorce the movement from Lance Armstrong, and the Livestrong movement is a social movement. It’s very real and visceral and embodied in narrative survivorship. But we’re still not at a place where we look at a tattoo on the body and say that it’s a meaningful thing to someone.”

Geoff Livingston, a 40-year-old marketing professional in Washington, D.C., said that since Armstrong’s confession to Winfrey, he has received taunts on Twitter and inquiries at the gym regarding the yellow Livestrong armband tattoo that curls around his right bicep.

“People see it and go, ‘Wow,’ ” he said, “But I’m not going to get rid of it, and I’m not going to stop wearing short sleeves because of it. It’s about my family, not Lance Armstrong.”

Livingston got the tattoo in 2010 to commemorate his brother-in-law, who was told he had cancer and embarked on a fund-raising campaign for the charity. If he could raise $5,000, he agreed to get a tattoo. Within four days, the goal was exceeded, and Livingston went to a tattoo parlor to get his seventh tattoo.

“It’s actually grown in emotional significance for me,” Livingston said of the tattoo. “It brought me closer to my sister. It was a big statement of support.”

For Eddie Bonds, co-owner of Rabbit Bicycle in Hill City, S.D., getting a Livestrong tattoo was also a reflection of the growth of the sport of cycling. His wife, Joey, operates a tattoo parlor in front of their store, and in 2006 she designed a yellow Livestrong band that wraps around his right calf, topped off with a series of small cyclists.

“He kept breaking the Livestrong bands,” Joey Bonds said. “So it made more sense to tattoo it on him.”

“It’s about the cancer, not Lance,” Eddie Bonds said.

That was also the case for Jeremy Nienhouse, a 37-year old in Denver, Colo., who used a Livestrong tattoo to commemorate his own triumph over testicular cancer.

Given the diagnosis in 2004, Nienhouse had three rounds of chemotherapy, which ended on March 15, 2005, the date he had tattooed on his left arm the day after his five-year anniversary of being cancer free in 2010. It reads: “3-15-05” and “LIVESTRONG” on the image of a yellow band.

Nienhouse said he had heard about Livestrong and Armstrong’s own battle with the cancer around the time he learned he had cancer, which alerted him to the fact that even though he was young and healthy, he, too, could have cancer.

“On a personal level,” Nienhouse said, “he sounds like kind of a jerk. But if he hadn’t been in the public eye, I don’t know if I would have been diagnosed when I had been.”

Nienhouse said he had no plans to have the tattoo removed.

As for Mariash, she said she read every page of the antidoping officials’ report. She soon donated her Livestrong shirts, shorts and running gear. She watched Armstrong’s confession to Winfrey and wondered if his apology was an effort to reduce his ban from the sport or a genuine appeal to those who showed their support to him and now wear a visible sign of it.

“People called me ‘Miss Livestrong,’ ” Mariash said. “It was part of my identity.”

She also said she did not plan to have her tattoo removed.

“I wanted to show it’s forever,” she said. “Cancer isn’t something that just goes away from people. I wanted to show this is permanent and keep people remembering the fight.”

Read More..

Bits Blog: Facebook Says Hackers Breached Its Computers

Facebook admitted that it was breached by sophisticated hackers in recent weeks, two weeks after Twitter made a similar admission. Both Facebook and Twitter were breached through a well-publicized vulnerability in Oracle’s Java software.

In a blog post late Friday afternoon, Facebook said it was attacked when a handful of its employees visited a compromised site for mobile developers. Simply by visiting the site, their computers were infected with malware. The company said that as soon as it discovered the malware, it cleaned up the infected machines and tipped off law enforcement.

“We have found no evidence that Facebook user data was compromised,” Facebook said.

On Feb. 1, Twitter said hackers had breached its systems and potentially accessed the data of 250,000 Twitter users. The company suggested at that time that it was one of several companies and organizations to be have been similarly attacked.

Facebook has known about its own breach for at least a month, according to people close to the investigation, but it was unclear why the company waited this long to announce it. Fred Wolens, a Facebook spokesman, declined to comment.

Like Twitter, Facebook said it believed that it was one of several organizations that were targeted by the same group of attackers.

“Facebook was not alone in this attack,” the company said in its blog post. “It is clear that others were attacked and infiltrated recently as well.”

The attacks add to the mounting evidence that hackers were able to use the security hole in Oracle’s Java software to steal information from a broad range of companies. Java, a widely used programming language, is installed on more than three billion devices. It has long been hounded by security problems.

Last month, after a security researcher exposed a serious vulnerability in the software, the Department of Homeland Security issued a rare alert that warned users to disable Java on their computers. The vulnerability was particularly disconcerting because it let attackers download a malicious program onto its victims’ machines without any prompting. Users did not even have to click on a malicious link for their computers to be infected. The program simply downloaded itself.

After Oracle initially patched the security hole in January, the Department of Homeland Security said that the fix was not sufficient and recommended that, unless “absolutely necessary”, users should disable it on their computers completely. Oracle did not issue another fix until Feb. 1.

Social networks are a prime target for hackers, who look to use people’s personal data and social connections in what are known as “spearphishing” attacks. In this type of attack, a target is sent an e-mail, ostensibly from a connection, containing a malicious link or attachment. Once the link is clicked or attachment opened, attackers take control of a user’s computer. If the infected computer is inside a company’s system, the attackers are able to gain a foothold. In many cases, they then extract passwords and gain access to sensitive data.

Facebook said in its blog post that the updated patch addressed the vulnerability that allowed hackers to access its employees’ computers.

Hackers have been attacking organizations inside the United States at an alarming rate. The number of attacks reported by government agencies last year topped 48,500 — a ninefold jump from the 5,500 attacks reported in 2006, according to the Government Accountability Office.

In the last month alone, The New York Times, The Wall Street Journal and The Washington Post all confirmed that they were targets of sophisticated hackers. But security experts say that these attacks are just the tip of the iceberg.

A common saying among security experts is that there are now only two types of American companies: Those that have been hacked and those that don’t know they’ve been hacked.

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DealBook: Blackstone Keeps Most of Its Money With SAC

9:06 p.m. | Updated

The Blackstone Group, the largest outside investor in the hedge fund SAC Capital Advisors, said it would keep most of its $550 million with the hedge fund for three more months while it monitors developments in the government’s insider trading investigation.

Blackstone acted as SAC’s clients faced a regularly scheduled quarterly deadline on Thursday to decide whether to continue investing with the hedge fund giant run by Steven A. Cohen.

Despite posting one of the best investment records on Wall Street — returning 30 percent annually over the last two decades — SAC has been fighting to keep investors’ money as an investigation into criminal conduct at the fund has intensified. Since November, when prosecutors brought the most recent SAC-related case, against Mathew Martoma, a former SAC employee, clients have been weighing whether to continue their relationship with the fund. Mr. Martoma has denied the charges.

Large hedge fund investors like Blackstone rarely make public pronouncements about their intentions, but given the heightened interest in SAC, the investment firm issued a statement explaining the rationale for its decision.

Blackstone said the money it withdrew was in the normal course of business and was unrelated to any of SAC’s problems. Blackstone, which runs the world’s largest so-called fund of funds, placing nearly $50 billion with outside managers, is seen as a bellwether in the hedge fund industry.

“While we submitted redemptions for certain accounts as appropriate, BAAM successfully preserved flexibility for our clients by extending our decision timeline,” Peter Rose, a Blackstone spokesman, said in a statement, referring to Blackstone Alternative Asset Management, the segment that invests with hedge funds. “We will use this period of time to evaluate all additional information which becomes available.”

It was unclear how much money SAC’s clients redeemed Thursday. The fund, which is based in Stamford, Conn., had warned its employees that it expected it could face at least $1 billion of withdrawals. A Citigroup unit that manages money for wealthy families has disclosed that it was withdrawing its $187 million investment.

While several other former SAC employees have previously been charged with insider trading crimes, the Martoma prosecution has changed clients’ calculus because the trades at the center of the case involve Mr. Cohen. In addition, the Securities and Exchange Commission warned SAC that it might file a civil fraud lawsuit against the fund related to the trades. Mr. Cohen has not been charged and has said that he has acted appropriately at all times.

Federal prosecutors are also nearing a decision on whether to bring criminal charges against Michael Steinberg, a longtime SAC portfolio manager, related to trading in Dell and Nvidia stocks. A lawyer for Mr. Steinberg, Barry Berke, said in a statement that his client did nothing wrong.

Unlike other hedge funds that can be forced to shut down after a wave of client withdrawals, SAC is in an unusual situation. Only about 40 percent of the $14 billion managed by SAC, or about $6 billion, comes from outside clients. The rest belongs to Mr. Cohen and his well-paid staff.

In addition, SAC has policies that limit the amount of money a client may withdraw in any one quarter. Clients may withdraw only 25 percent of their investment every three months. That means if a client put in a so-called redemption request on Thursday, it would receive its money back in quarterly installments beginning March 31, and would get its last dollar out on Dec. 31.

Blackstone negotiated a way to buy itself time without delaying its ability to withdraw its investment from the fund. SAC agreed to a new redemption policy that it will extend to other clients, allowing them to keep their money with SAC for another quarter. After that, if clients decide to end their relationship with SAC, the fund will return their money in three installments.

Under the new policy, SAC is letting clients take a wait-and-see approach, monitoring the investigation for developments that could damage the fund. If they withdraw, they will still have all of their money returned by year-end.

SAC’s recent investment results have been solid, but have lagged the Standard & Poor’s 500-stock index. The fund returned about 13 percent in 2012 and 2.5 percent last month.

A version of this article appeared in print on 02/15/2013, on page B1 of the NewYork edition with the headline: Blackstone To Keep Bulk Of Its Stake In SAC Fund.

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Well: Ask Well: Swimming to Ease Back Pain

Many people find that recreational swimming helps ease back pain, and there is research to back that up. But some strokes may be better than others.

An advantage to exercising in a pool is that the buoyancy of the water takes stress off the joints. At the same time, swimming and other aquatic exercises can strengthen back and core muscles.

That said, it does not mean that everyone with a case of back pain should jump in a pool, said Dr. Scott A. Rodeo, a team physician for U.S.A. Olympic Swimming at the last three Olympic Games. Back pain can have a number of potential causes, some that require more caution than others. So the first thing to do is to get a careful evaluation and diagnosis. A doctor might recommend working with a physical therapist and starting off with standing exercises in the pool that involve bands and balls to strengthen the core and lower back muscles.

If you are cleared to swim, and just starting for the first time, pay close attention to your technique. Work with a coach or trainer if necessary. It may also be a good idea to start with the breaststroke, because the butterfly and freestyle strokes involve more trunk rotation. The backstroke is another good option, said Dr. Rodeo, who is co-chief of the sports medicine and shoulder service at the Hospital for Special Surgery in New York.

“With all the other strokes, you have the potential for some spine hyperextension,” Dr. Rodeo said. “With the backstroke, being on your back, you don’t have as much hyperextension.”

Like any activity, begin gradually, swimming perhaps twice a week at first and then progressing slowly over four to six weeks, he said. In one study, Japanese researchers looked at 35 people with low back pain who were enrolled in an aquatic exercise program, which included swimming and walking in a pool. Almost all of the patients showed improvements after six months, but the researchers found that those who participated at least twice weekly showed more significant improvements than those who went only once a week. “The improvement in physical score was independent of the initial ability in swimming,” they wrote.

Read More..

Well: Ask Well: Swimming to Ease Back Pain

Many people find that recreational swimming helps ease back pain, and there is research to back that up. But some strokes may be better than others.

An advantage to exercising in a pool is that the buoyancy of the water takes stress off the joints. At the same time, swimming and other aquatic exercises can strengthen back and core muscles.

That said, it does not mean that everyone with a case of back pain should jump in a pool, said Dr. Scott A. Rodeo, a team physician for U.S.A. Olympic Swimming at the last three Olympic Games. Back pain can have a number of potential causes, some that require more caution than others. So the first thing to do is to get a careful evaluation and diagnosis. A doctor might recommend working with a physical therapist and starting off with standing exercises in the pool that involve bands and balls to strengthen the core and lower back muscles.

If you are cleared to swim, and just starting for the first time, pay close attention to your technique. Work with a coach or trainer if necessary. It may also be a good idea to start with the breaststroke, because the butterfly and freestyle strokes involve more trunk rotation. The backstroke is another good option, said Dr. Rodeo, who is co-chief of the sports medicine and shoulder service at the Hospital for Special Surgery in New York.

“With all the other strokes, you have the potential for some spine hyperextension,” Dr. Rodeo said. “With the backstroke, being on your back, you don’t have as much hyperextension.”

Like any activity, begin gradually, swimming perhaps twice a week at first and then progressing slowly over four to six weeks, he said. In one study, Japanese researchers looked at 35 people with low back pain who were enrolled in an aquatic exercise program, which included swimming and walking in a pool. Almost all of the patients showed improvements after six months, but the researchers found that those who participated at least twice weekly showed more significant improvements than those who went only once a week. “The improvement in physical score was independent of the initial ability in swimming,” they wrote.

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Gadgetwise Blog: Q&A: Creating Customized Shortcuts for Microsoft Word

I find the keyboard shortcut for adding a comment to a Word document cumbersome. Can I change it to different keys?

Microsoft Word’s keyboard shortcut for inserting an editorial comment into a document under review (Control-Alt-M in the Windows version or Command-Option-A for the Mac edition) does take three keys to execute, but you can reassign the command to fewer (or a more comfortable combination of) keys.

In recent versions of Word for Windows, click the File tab, then Options and then select the Customize Ribbon tab. In the “Customize the Ribbon and keyboard shortcuts” area, click Customize. Choose the name of the template or document name you want to use in the “Save changes in” area of box.

In the list of Categories shown, select the menu name or category that contains the command you want to change, like “Insert.” In the Commands list, choose the name of the particular action you want to use, like “InsertNewComment.” The box shows the current keys that are assigned for the shortcut, provides a field to create a custom key combination and a button to assign it. Click OK when you have assigned the keys you want to use for the Insert New Comment command; your new command will replace any combinations already in use as shortcuts.

Microsoft has detailed instructions for making custom keyboard shortcuts for Windows on its site, as well as the equivalent steps for Mac users who want to make their own keyboard shortcuts. The box for creating custom keyboard shortcuts also includes a reset button so you can revert to Microsoft’s original shortcuts for the program’s commands if you choose.

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India Ink: The 'One Billion Rising' on the Streets of Delhi

On Valentine’s Day in Delhi, the pink band was ubiquitous, tied around arms, on wrists and foreheads, around necks and backpacks. Printed on it were the words “Enough! No More Violence Against Women.”

On Thursday evening, as many set out for the customary Valentine’s Day dinner in the nation’s capital, several hundred men, women and children gathered at Parliament Street for an unorthodox celebration: a movement using music and dance to oppose violence against women.

“We don’t want violence; we want love,” said Kamla Bhasin, the movement’s South Asia coordinator, to a cheering crowd of about 500 people. She rejected love in the form of an Archies card or expensive jewelry, saying: “We want a just love, a love based on equality.”

In nearly 200 countries around the world, people took to the streets Thursday with a carnival spirit as part of One Billion Rising, a campaign initiated by Eve Ensler, the author of “The Vagina Monologues,” to highlight violence against women. In India, the message mirrored widespread public sentiment that has swelled after the gang rape and death of a 23-year-old physiotherapy student in Delhi in December, bringing women’s rights and safety to the center stage of civic and political discourse.

“This is a representation of our faith in the cause,” said Namrata Kumar, a 19-year-old student of philosophy, pointing to the dancing crowds at the event. “We can’t allow the government and ourselves to forget about this fight.”

The campaign Thursday was a continuation of that fight, but appeared to have taken on a different avatar. In recent months, young Indians have poured out in angry protests, condemning a police force that often exists for the preservation of power rather than the protection of people, and a political class that has routinely displayed apathy. For weeks, students, activists and others braved the Delhi winter, and the government’s lathis, or wooden staffs, and water cannons, to demand gender equality.

Thursday’s event, which was attended by dozens of young people from Delhi University and student organizations, seemed to herald a broader movement, one focused on changing societal mindsets and individual attitudes rather than railing against the government.

Ms. Bhasin chanted: “Women united!” The crowds roared back: “Will never be defeated!”

Many spoke of the recent events as a turning point that represented a new era of proactive fighting for gender justice.

“It’s very positive, very uplifting,” said Soumya Shankar, a 22-year-old political science student at Delhi University, as she swayed to the live performance of a popular traditional Indian song, “Lal Meri.” “This is not about a cause; it’s not about the angst. We are celebrating being women and being equal.”

To Ms. Shankar and many others, Thursday’s event was a testament to how some mindsets have already changed in a fairly short period of time. The evidence, she said, was that the crowd of young men and women had chosen to spend Feb.14 celebrating femininity rather than indulging in the “banal” proceedings that accompany an “overexposed Archies culture.”

The evening’s events, which lasted three hours, included a host of cultural performances: dances to the tunes of “Jai Ho,” an evocative song from “Slumdog Millionaire,” by men on wheelchairs and visually impaired women; a skit on domestic violence, which ended with a battered wife standing up to her abusive husband; recital of defiant poetry and inspirational songs by young women.

Standing alongside these women were scores of men, including Prateek Singh, a 28-year-old chef at a luxury hotel in Delhi, who had read about the event on Facebook. He had not been able to persuade his friends to join, he lamented. They were content, he said, with reading about horrific crimes against women and expressing relief that they had been spared similar attacks.

He had come out in part because he felt “suffocated,” he said, as he was viewed as a “threat” and a “sexual predator” because he is a man. He recounted a recent incident when he offered his seat on the Metro to a woman, but she eyed him with suspicion and declined.

On Thursday, Mr. Singh participated in a flash mob, choreographed by a group of young professionals to the beats of “Jago Delhi Jago,” a song they composed for the event. Hundreds clapped their hands and sprang up in the air, as they sang the words and cheered raucously.

Many had learned the dance routine in advance, having watched the instructional video online or attended the rehearsal last week in the city’s Deer Park. But many joined the mob spontaneously, mimicking those ahead of them.

“The idea is to get noticed, to be heard,” said Aseema Shukla, 18, a student at Delhi’s Indian Institute of Technology. “We don’t need to be heard in an angry or hurt voice, we can also be heard in a happy and cheerful way.”

Across the country, people mobilized to participate in One Billion Rising. Hundreds participated in the traditional dance of garba in Gujarat; In Bhopal, the actress and activist Shabani Azmi addressed a large crowd; In Mumbai, a star studded event saw dozens come out to dance and sing.

Celebrating this “changing social consciousness” was the television host Richa Anirudh, accompanied by her teenage daughter and 57-year-old mother at the Parliament Street event in Delhi. Ms. Anirudh recounted an incident when she was 21 and was harassed on a bus. At the time, she hoped that she would have enough money so that her daughter would never have to take the bus. Today, she said, she feels otherwise.

“The environment has to change; the people on the bus have to change, and it won’t happen if we run away from it,” said Ms. Anirudh, 38. “I want to participate in the change.”

Echoing this sentiment, Ms. Bhasin demanded freedom: “for walking freely, for talking freely, for dancing madly, for singing loudly.”

Crowds cheered, flags waved and the pink bands rose.

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Japanese Central Bank Defends Yen Policies

TOKYO — The recent monetary push by Japan does not amount to currency manipulation and is a legitimate and much-needed bid to lift its economy out of deflation, the country’s central banker said Thursday after new figures showed an unexpected economic contraction in the fourth quarter.

“Monetary policy seeks only to stabilize the economy,” Masaaki Shirakawa, the Bank of Japan governor, told reporters in Tokyo after the central bank decided to stand pat on policy moves for now, maintaining its benchmark rate target at a range of zero to 0.1 percent and holding off on expansion of an asset-buying program. “It does not seek to influence currencies.”

Earlier Thursday, gross domestic product numbers from the government showed the Japanese economy remained fragile, shrinking at an annualized rate of 0.4 percent in the October to December quarter, the third consecutive quarter of contraction.

Still, economists expect a Japanese economic recovery to gain steam later this year, as Prime Minister Shinzo Abe of Japan pursues fresh fiscal stimulus programs while keeping up pressure on the central bank to stick to near-zero interest rates and continue to flood the economy with money.

Markets have jumped since Mr. Abe began pushing his agenda in mid-November as part of a successful campaign that put his Liberal Democratic Party back in power for the first time since 2009. During the past three months, the Nikkei 225-share index has risen 30 percent, while the yen has weakened by 15 percent against the dollar.

Last month, the government and central bank promised to work together on monetary policies until Japan achieved 2 percent inflation, a lofty goal for Japan, which has been mired for more than a decade in deflation, a damaging decline in prices.

Mr. Shirakawa is due to end his four-year term next month, and Mr. Abe has signaled that he will appoint a successor who will be more aggressive in fighting deflation.

But increasing the Japanese monetary supply to end deflation would also cause the yen to weaken, which Japanese policy makers have openly welcomed as a boon to the country’s exporters. That has led to grumbling from officials in the European Union and elsewhere that Japan was manipulating its currency to give its exports an unfair edge.

On Tuesday, the Group of 7 advanced economies, which includes Japan, pledged to let markets determine the value of their currencies — a statement that brought relief in Japan because it was not singled out for criticism but that also signaled that the prospect of competitive currency devaluations would be up for debate at the meeting this week in Moscow of finance officials from the Group of 20 leading economies.

Finance Minister Taro Aso of Japan vowed to defend Japan against those claims at the Group of 20, saying Thursday on his Web site that “the world had been awed” by Japan’s recent economic policy moves, which were “the subject of global attention.”

“Other countries want to know how we have done this. It is absolutely not a result of us intervening in foreign exchange markets,” Mr. Aso said.

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